6. What if I already have enough money that I can just write a check to pay for college? Why would I need your help?

While you may have those resources available, there may be other options such as merit aid or specific tax treatment considerations that could make better financial sense for your situation. Also, the unexpected has a way of happening at the wrong time (COVID-19, stock market crashes, job loss, health issues, etc.) and should be factored into your plan.