With thoroughness and efficiency, Niki makes sure that our client families know what we’re doing, why we’re doing it, what to expect, and when to expect it. She gets things done right the first time as she doesn’t want to waste anyone’s time. Above all, our clients know that Niki cares about them.
The old model for college planning advice is broken. Most financial advisors have been taught/told that paying for college is as simple as opening a 529 Plan, setting up an UTMA/UGMA, or simply selling existing investments. However, investment markets don’t always cooperate.
Many parents scrambled/panicked to pay for college during the Dot-Com Crash (2001-2003), the Great Recession (2008-2010), the correction in 4Q2018, and the recent decline due to COVID-19. Their college savings were drastically cut or wiped out. Families resorted to overpaying for college, taking on expensive student loans, having their students attend “cheaper” schools, and in some cases, worst of all, not going to college at all.
At BCFS, we help families create a customized plan so they can put all their kids through all the years of college in the most affordable way.
We help you put the “rules of the game” to your best use. We assist in taking advantage of all available planning methods/opportunities. We aid in negotiations with schools. And, most importantly, we stay with you until your last child is finished with the last year of college.